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THE 2013 COST OF CARE SURVEY

Understanding the latest data and trends in the cost of long-term care (LTC) services is an important aspect of long-term care planning for consumers and LTC insurance professionals. John Hancock’s 2013 Cost of Care Survey can help individuals plan for a possible future long-term care event by providing them with the potential costs. The information […]

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SHOULD LONG-TERM CARE BE AN ENTITLEMENT?

The elderly have always needed help in their later years. It has come mainly from family members, and this continues to be the case. But today’s family is far smaller and more likely to be geographically scattered than in the past. These trends are expected to become more pronounced. Add in rising numbers of older […]

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BENEFITS OF LONG TERM CARE INSURANCE

Protects your assets -prevents spend down and avoidance of Medicaid (medical welfare) Preserves your Independence – dependency on family that may be responsible for your care is no longer a concern. Tax Deductible – your premiums may be tax deductible, benefits are tax free Access to Care – provides a coherent strategy for your caregivers […]

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SHOPPING GUIDE TO LONG TERM CARE

The consultation appointment is most important to ascertain whether Long Term Care insurance is right for you, and if so to select a carrier and plan that will best suit both your benefit and budget requirements. Shopping Guide to Long Term Care

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